A car accident can leave you shocked, overwhelmed, and unsure of what to do next. But the actions you take in the first 24 hours are crucial — not just for your health, but also for protecting your legal rights and strengthening any potential injury claim.
Here is a clear, step-by-step guide to follow immediately after a crash.
1. Check for Injuries and Call 911
Your safety comes first. Even if you think you’re “fine,” the adrenaline from the crash can hide serious injuries.
Call 911 so first responders can:
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Assess injuries
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Secure the scene
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Prepare a police report
This documentation will be essential when dealing with insurance companies later.
2. Request a Police Report at the Scene
A police report provides an objective record of what happened.
Make sure the officer notes:
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Vehicle positions
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Visible injuries
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Statements from drivers and witnesses
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Road conditions
Never agree to “handle it privately.” Without a police report, insurers may dispute your claim.
3. Gather Evidence (If You’re Able To)
If you can safely move around, collect as much evidence as possible:
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Photos of both vehicles
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Road conditions, skid marks, traffic signs
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Visible injuries
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License plates
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Driver’s ID and insurance info
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Witness names and phone numbers
This evidence can significantly strengthen your case.
4. Get Medical Care — Even If You Feel Okay
Many injuries, including whiplash, concussions, spinal injuries, and internal trauma, may not show symptoms right away.
Visit:
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Emergency room
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Urgent care
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Your primary doctor
Medical records created on the same day as the accident strongly support your claim.
5. Notify Your Insurance Company
You must report the accident, but be careful:
Do NOT give a recorded statement to the other driver’s insurance company.
Simply tell your insurer:
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When the crash happened
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Where it happened
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Basic facts
Avoid discussing injuries until you’ve spoken with an attorney.
6. Do Not Post About the Accident on Social Media
Insurance companies routinely check social media accounts.
Even a harmless post like “I’m okay!” can be used against you to argue your injuries aren’t serious.
Keep everything offline.
7. Save All Records and Receipts
Start a “post-accident file” that includes:
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Medical bills
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Prescription receipts
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Tow truck invoices
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Car repair estimates
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Proof of lost wages
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Insurance letters
These documents show exactly how the accident has affected your life.
8. Consult a Personal Injury Attorney
Car accident claims are not as simple as they seem. Insurance companies often try to:
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Deny liability
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Minimize injuries
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Offer low settlements
An experienced attorney can:
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Protect your rights
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Handle communication with insurers
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Help you get medical care
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Build a strong claim from day one
Most PI lawyers offer free consultations, so there’s no risk in getting help early.
Final Thoughts
The first 24 hours after a car accident can shape the entire outcome of your case. Acting quickly, documenting everything, and getting legal guidance can make the difference between a lowball settlement and full, fair compensation.
If you were injured, don’t navigate this alone — getting experienced help early is one of the most important steps you can take.